Monday, December 15, 2014

BUMP update

12 weeks...
25 weeks
Oh the difference...

Still feeling good though. Other than a little acid reflux since Eli doesn't have a whole lot of space since I'm 5 feet tall and my torso is only so big...

Today I have to drink the orange bottle and get my sugar test done. Here's hoping it goes okay!

Yesterday at Church was the first time South County Boy felt his little boy kick and move. The look on his face was absolutely priceless because the kid actually kicked him, kicked him... like made his hand move... and then repeated himself a couple times just so he knew it was real and that it happened :) He's a good son :)

Unfortunately I already hit my weight marker... My doctor was hoping I would only gain about 20 lbs... but we hit that marker this week.... and I've got 102 days to go still...

Who wants to place bets about how wide I get???

*wink*

Friday, December 12, 2014

HUGE CAR REPAIR BILL...

$1,286.12...

Because "Sally's" check engine light came on...

So much for getting the carpets cleaned and purchasing some bulk food storage items :( Guess that will happen in January now.

So what happened? Besides the normal stuff like changing the Oil Filter and Engine Oil... Adding some coolant, break fluid, changing some spark plugs and a fuel filter...

The Thermostat was bust and all the housing that went with it needed to be replaced... the the water pump was shot.... and the timing belt had NEVER been replaced before so we are so lucky my husband took it in when he did before it completely died (those are replaced at 60,000 miles... not at 85,000 miles).

After we paid for all the parts, we had the labor costs to deal with...  His break fluid flush was $110... the thermostat $108 ... and the timing belt alone was $504.00 in labor since they basically had to take everything out to replace it. They had the car for a full 2 days to make it happen, but thankfully hubs and I were able to change my hours so we could car pool to work so he dropped me off, took my car to work and then picked me up.

Labor: $841.00
Parts: $460.00

(We did get a discount of $50 because they like us... they also didn't charge us for a few things labor wise either...)

but all in all after tax it was $1,286.12.

I have to take my car in in about 250 more miles so we are just hoping that's next month. We had to drain all our Car emergency fund money and we are trying to cash flow the rest this month in an effort not to miss the emergency fund goal by years end... but we shall see how that happens.

I'm just glad we have the funds to pay for it... and here's to hoping my car won't need repairs next month!

Wednesday, December 3, 2014

What we spent in November

Okay... I'm really proud of us for this month. Not only did we manage to keep our grocery budget in check with all the seasonal holiday delights, but we also got our eating out budget under $200 for the first time in months!!!!

We also managed to keep most of our other spending to real items that we planned to purchase. It just feels so good to get an almost normal month in during the time when we normally are saying "screw it" its the holidays! Oh and I am sooooo loving gasoline at just at or slightly under $3.00 a gallon!

We didn't end up doing the food storage this month because we bought Eli's wardrobe instead, but we will do it for sure in December since our only plans are to clean the carpets, purchases some canvas photos from our sealing, and finish off our emergency fund savings.

So how did we do?

What we spent in November: 
  • Tithe/Church giving: $638.00
  • Groceries: $332.79
  • Gasoline: $170.62 
  • Car Insurance: $687.07
  • Housing:
    • HOA: $295.00
    • Mortgage: $771.99
  • Eating Out: $173.01
  • Clothes: 
    • SCG: $30.00
    • SCB: $8.71
  • Baby Shower: $17.98
  • Roxy: $33.50
  • Christmas: $450.03
  • Internet: $42.99
  • Work Cell: $60.00
  • Electricity: $26.27
  • Other:
    • Caulking supplies/home depot small items: $33.37
    • Murphy Bed: $499.00
    • Belly Brace: $33.47
    • Target: $19.14 (foot switches, kitchen scrub brush)
    • Christmas Tree and decorations: $210.07  
    • Microwave: $117.21
    • Materials to hang curtains: $36.60
    • Curtains, bath mats, dog bag holder: $63.12
    • Walmart: $12.54
    • Black Friday: $34.73 (Tupperware sets, hand towels, etc) 
    • Movie tickets, wrapping paper, tissue paper, etc): $35.78 
  • Baby
    • Mattress and sheets: $83.15 
    • Kids wardrobe (Ikea): $222.44 


What We Spent in 2014:
  • Church Tithe/ Giving: $8,314.00
  • Groceries/Household: $3,749.25
  • Automobiles
    • Gasoline: $2,628.39
    • Smog: $51.24
    • Registration: $194.00
    • Repairs: $1,633.65
    • Insurance: $1,325.50
    • Parking Ticket: $51.00
  • Housing:
    • Mortgage: $8,489.99
    • Extra Principle: $14.90
    • HOA: $3095
    • Homeowners + Earthquake Insurance: $530.00
    • Small house repairs:
      • $6.44 (fixing under the sink piping)
      • $53.91 (New front door deadbolt)
      • $87.18 (Bathroom Faucet + Tp Holder)
      • $47.35 (Bathroom Fan)
      • $155.20 (Attic Foil)
      • $626.00 (Paint, Can Lights, Electrical, Ceiling Fan)
  • Eating Out + Date Nights: $2447.87

  • Clothes:
    • SCG: $729.64
    • SCB: $313.47
  • Dog: $221.51
  • Fun Money: $880
  • Cell Phones: $781.23
  • Electricity: $712.84
  • Internet: $439.39
  • Costco Renewal: $55.00
  • Gifts:
    • Wedding: $100.00
    • Other: $94.45
    • Birthdays: $667.85
    • Baby Shower: $17.98
    • Christmas: $510.25
  • Medical:
    • Prescriptions: $120.11
    • Dr. Visit: $309.20
    • Allergy Pills: $32.38
    • Cold Meds: $10.17
    • New Glasses: $200.96
    • Eye Exam: $49.00
  • Wedding: $243.92 (Dress, Alterations, etc)
  • Fitness: $695.42
  • Video Game: $ 59.98
  • Disneyland: $76.81
  • Haircut: $25.00 
  • Random Home Depot: $33.37 
  • Christmas Tree + Decorations: $210.07 
  • Microwave: $117.21 
  • Furniture:
    • Bedroom Wardrobe: $487.76 (Includes Truck Rental)
    • New bed Frame: $61.56
    • TV & Wall Mount: $320.00
    • Paint for Desk and Hardware: $81.43
    • BBQ, Stand & Cover, Etc: $298.60
    • IKEA (Shelves, Lights, Entertainment Unit, Storage, Rugs Etc) $1,758.86
    • Murphy Bed: $499.00 
    • Curtains & Stuff to hang them: $99.72
  • Baby /Baby Room:
    • Used Glider: $80.00
    • Pack N Play: $40.00
    • Mask & Sanding Supplies: $44.28
    • My Breast Friend: $20.00
    • Wall Outlet: $13.91
    • Baseboards & baby Gate: $97.10  
    • Wardrobe: $222.44
    • Mattress and sheets: $83.15 
  • Vacation:
    •  $361.19 Vacation to Utah: 
      • Food: $124.66
      • Gas: 187.30
      • Other: $49.23
    • $519.48 Vacation to Nauvoo
  • Other:
  • $27.45 (Wedding Card, Walking Safety Light, 10 Storage Boxes)
  • $4.69 (2 car key copies)
  • $24.09 ($5 dry Vac, 7 house key copies)

  • $10.79 (MLP dog tag, running light)
  • $3.21 (Bug Spray)
  • $347.75 DYSON Pet Vacuum (Kohls)
  • $9.12 Laundry Basket
  • $27.98 (Running Arm Band, Computer Cable, Computer Microphone,Nose hair trimmer.)
  • $91.98 Turbo Tax/State and Fed File
  • $13.18 V-Day items.
  • 21.55 (Metal Skewers, Organizer bins, Shower cleaner)
  • $7.83 OTC Medications and Water bottle
  • $51.60 (Postage and Handcrank/solar radio)
  • $35.54 (Audio Book, Journal, card, etc)
  • $153.28 (15 & 30 Gallon Water Barrels + Solar Batteries / Food Storage)
  • $30.98 (Food Slicer)
  • $14.27 (Postage)
  • $24.82 (CPU Fan + Workout gloves)

  • $5.90 (Straws)
  • $17.16 (polarized sunglasses)
  • $0.99 Game App
  • $34.78 Rental Car
  • $7.26 Cutting Boards
  • $8.00 Batteries
  • $15.57 Wii U Accessories
  • $119.51 Wood for storage closet
  • $74.51 Garden
  • $16.62 Computer Cables
  • $65.70 Trashcan, 2 pillows, 2 steering wheel covers
  • $11.26 Allen Wrenches
  • $56.38 Computer Speakers
  • $215.19 Treadmill
  • $38.96 Make-up
  • $296.39 Walmart
  • $89.97 New Bedding Sets
  • $148.79 Tablet
  • $220.29 Power Tools
  • $50.27 Target
  • $37.78 Water Storage Containers
  • $69.84 Walmart (Baking pans, bathroom trash can, binder/folders, Spoons, odds & ends)
  • $30.51 Flash Drive, bathroom items
  • $12.99 Computer Part
  • $13.47 Bathroom Caddy
  • $141.86 Walmart (pillows, cases, gum, mints, Hair ties, water, $70 I have no clue about)
  • $44.70 Halloween
  • $53.50 CED Electrical Stuff 
  • $33.47 Belly Brace
  • $19.14 Target (foot switches, kitchen scrub brush)
  • $12.54 Walmart
  • $34.73 Black Friday ( Tupperware sets, hand towels, etc)
  • $35.78 (Movie tickets, wrapping paper, tissue paper, etc) 
  • $1,991.06 "Other"

Monday, December 1, 2014

Murphy Bed Installed!

South County Boy has been earning his keep most definitely. Our Murphy bed kit came in the mail and in a single evening he had it hooked up.

It came with all the basic tools you needed and included shipping for $499.00 for a queen sized frame.

I decided to sit on the floor and offer moral support and the occasional tool handing until I got too tired and curled up on our mattress in the living room to take a nap.Nothing is more enjoyable than sleeping by the Christmas tree. 

Like with Ikea, the directions are pretty helpful, but not bullet proof. A few pieces were put on the wrong way so he had to go back a few steps but I'm pretty sure if he ever had to take it apart and rebuild it, he'd be sitting pretty for sure.
 Roxy decided that since we were depriving her of her cave (aka, under the bed) that she would live under Eli's crib from now on. They are already best buddies!


Here's what it looks like pressed against the wall.... with just the frame. We stick our pillows on the top or the sides when the bed is up.

Our box spring is now built in so we won't need our old one.. and I actually sleep better on the frame then I did our old bed so that's a plus for me. There is a gap between the wall and the bed that we are still working out (so your pillows don't fall off the bed)... but i'm just sleeping lower because i'm short and can... SCB will probably figure out a temporary headboard he can shove in there eventually.

We went to Ikea yet again and bought some curtains to hang on a rod we picked up from Home Depot that we use to cover the bed during the day.

I'd take a better shot, but since our bed is lower now, Roxy likes to sleep there when we forget to put it up for the day and she's too cute to wake up and I'm a sucker.

Friday, November 28, 2014

Eli gets a wardrobe!

 We headed back to Ikea this month... again...

I feel like we need to start buying stock in Ikea... Its like almost every available weekend we have we are roaming through that store.

Since Eli has some clothes and baby items, we decided it was time to get the last piece of furniture we would need for his room...

A wardrobe.

South County Boy wasn't thrilled by another trip on a Saturday... but once we got everything home he set to work like a champ.
 I honestly think he reads Ikea instructions fluently now... After our living room... and bedroom cabinets... and now Eli's wardrobe I'm convinced there is nothing he can't build.

 Inside close up of some of his hand me downs :)

and the full shot. It fits under the celing fan clearance and still gives us a few inches before the crib for ventilation. We may put some shelves or cabinets in there later down the line, but for now Eli's room is done.

One thing I love about Ikea is how you can customize things. We decided to blow an extra $5 and get two baskets for the wardrobe because they will come in handy when his clothes are small for extra diapers, etc... but we can take them out later when his stuff gets longer and he needs the extra space.

Trip Total: $222.44

Wednesday, November 26, 2014

So this happened

While South County Boy was dreaming of tool organizers and Christmas presents, our last trip to Home Depot was more about necessity. 
So no, he didn't get his dream tool holder and yes, I had to pry him away from it before he could try to convince me otherwise. He will just need to continue to dream about tool chests and drawers until we get an actual house.

So why were we at Home Depot?

Because our Microwave decided to crap out on us. 

I had the sucker for 5 years and then it just stopped working. 

Okay, so we had a little bit of a warning. It started making a funny noise periodically and we just figured the turn table motor was slowly dying on us... but then a week or so later, it went completely out on us. I was trying to heat up some water in the microwave when the lights just went out and it decided it was done.

This was also in the middle of the night and a Saturday... A coveted weekend where my husband might have time to fix it... So we hoped into the car and drove down there. After prying him away from the tool section, we went to appliances and conveniently our same exact microwave was on sale. 

This would mean SCB wouldn't have to install the mounts or cut any new holes in the kitchen to make the vent fit...

$117.71 with tax later, and we were out the door.


 Took him maybe 20 minutes to remove the old one and install the new one. We figured out why the old one broke too. The guys who installed it didn't actually install the vent correctly... so some tree debris jammed its way in there and blew out the motor... which was why the old one died. SCB still needs to put the duct tape on it, but it works...

Talk about a last minute way to blow $100...

Because we replaced the microwave, we'll be doing food storage next month.

Monday, November 24, 2014

Car Insurance Due

It's that time again... We got our premium notices from State Farm to pony up for Car insurance.... the only problem is we're going to be short $102.16...

We forgot to mail in the mileage on SCB's car to get the discount we were getting... So, we didn't end up putting enough aside to cover the bill since we didn't factor in that discount that we forgot to renew. It would have been less overall since the bill is only $48.64 more than the last 6 month increment.. but I forgot to change the amount we were saving from $143 to $147 at the 6 month marker too and that compiled a bit...

Mine actually dropped a few dollars, so that was fun.

So how do we figure out how much to save each month? Just some basic Math. We figure out how much each of our policies costs for the year, and just divide by 12 to get our monthly amount.

Earthquake- $187 a year ($15.58 a month)
Homeowners- $297 a year ($24.75 a month)
"Stitch" - $702.14 a year ($58.52 a month)
"Sally" - $672.00 a year ($56.00 a month)

So we should be saving $155 a month towards insurance now

South County Boy: 2003 Ford Escort "Sally"
  • Liability Bodily Injury $100,000/$300,000
  • Property Damage $50,000
  • $500 Deductible for Comprehensive
  • $500 Deductible for Collision
  • Emergency Road Side assistance 
  • Uninsured Motor Vehicle Body Injury $30,000/$60,000
  • Uninsured Motor Vehicle Property Damage
TOTAL: $336.00 --> Increase of $58.84 from last year.
We get a multiple line deduction, a multi-car deduction, driving safety record, California good driver & loyalty discount.

South County Girl: 2004 Toyota Camry "Stitch"
  • Liability Bodily Injury $100,000/$300,000
  • Property Damage $50,000
  • 500 deductible Comprehensive
  • 500 deductible for Collision
  • Emergency Roadside Assistance
  • Uninsured Motor Vehicle Body Injury $30,000/$60,000
  • Uninsured Motor Vehicle Property Damage
TOTAL: $351.07 --Reduced $10.20
We get a multiple line, a Multi-car, Driving safety record, California good driver, and a loyalty discount.