Monday, October 6, 2014

4 Month Spending Re-cap

Its been a while since I updated our spending on the blog... but I have been keeping track! Since we are really hoping that October will be the month we get back on track, I thought it would be good to take the time to finally categorize all the spending we have done since MAY!

Its not perfect and we have a lot of "other" because I didn't save receipts for that long to really itemize out what all of it was, but hopefully i'll get back into the swing of things with October. I may have forgotten something, but its a pretty good snap shot... and its a little scary. Since we found out about the little goober, things we have been putting off got escalated as we'd rather make the purchases now as a DINK family (Dual Income No Kids), than when things get tighter as we search for daycare options down the line.

My Friend's Wedding :)
South County Boy and I did come to a decision that we won't be funding our Roth IRA's for 2014. We would rather take a the rest of this year to do the improvement projects we need to before the baby comes and pay cash for them and build up reserves and make it so we can stay in the condo as long as possible this year, then fund the retirement accounts. I still have my pension contributions going, and he still has his 401k withdraws, but we probably won't be doing a Roth this year for either of us... and i'm okay with that.

So lets get down to the nitty gritty, shall we?

June/ July/August/September Spending

SCB finishing his first 5k!
  • Tithe / Church Giving: $3,238.00
  • Groceries:$1,464.75 (Monthly Average $366.18)
  • Gasoline: $1005.43 (Monthly Average $251.35)
  • Eating Out: $1174.27 (Monthly Average $293.57) I blame the baby....
  • Dog: $119.90 total
  • Mortgage:
    • HOA: 1155
    • Earthquake and Homeowners Ins: 530.00
    • Home Improvement: $626.00
    • Attic Foil: $155.20
    • Mortgage: $3,087.96
  • Clothes - SCG: $467.96
  • Clothes - SCB: $217.58
  • Internet: $169.46
  • Birthdays: $91.10
  • Dr's / Perscriptions:
    • 2 pairs of Glasses: $200.96
    • Eye Exam: $49.00
    • Pills: $43.15
  • Work Cell: 240.00
  • Burner Cell: $40.00
  • Electricity: $320.98
  • Vacation to Nauvoo: $519.48
  • Wedding: $243.92
  • 5k/Fitness: $85.55
  • Furniture:
    • TV & Wall Mount: $320.00
    • Paint & Desk Supplies: $81.43
    • BBQ, Stand, Cover, Etc: $298.60
    • IKEA (Shelves, Lights, Entertainment Unit, Etc) 1,535.36
    • Used Glider: $80.00
  •  Costco Renewal: $55
  • Parking Ticket: $51
  • New Bedding Sets: $89.97
  • Tablet: $148.79
  • Power Tools: $220.29
  • Other:
    • June: $474.64
    • July: $608.40
    • August: $547.02
    • Vacation to Nauvoo!
    • September $361.00


What We Spent in 2014:
  • Church Tithe/ Giving: $6,846.00
  • Groceries/Household: $3,076.26
  • Automobiles
    • Gasoline: $2,217.78
    • Smog: $51.24
    • Registration: $104.00
    • Repairs: $1,633.65
    • Insurance: $638.43
    • Parking Ticket: $51.00
  • Housing:
    • Mortgage: $6,946.39
    • Extra Principle: $14.52
    • HOA: $2,505.00
    • Homeowners + Earthquake Insurance: $530.00
    • Small house repairs:
      • $6.44 (fixing under the sink piping)
      • $53.91 (New front door deadbolt)
      • $87.18 (Bathroom Faucet + Tp Holder)
      • $47.35 (Bathroom Fan)
      • $155.20 (Attic Foil)
      • $626.00 (Paint, Can Lights, Electrical, Ceiling Fan)
  • Eating Out + Date Nights: $1,933.46
  • Clothes:
    • SCG: $616.31
    • SCB: $304.76
  • Dog: $175.06
  • Fun Money: $720.00
  • Cell Phones: $661.23
  • Electricity: $580.25
  • Internet: $353.41
  • Costco Renewal: $55.00
  • Gifts:
    • Wedding: $100.00
    • Other: $94.45
    • Birthdays: $667.85
  • Medical:
    • Prescriptions: $120.11
    • Dr. Visit: $309.20
    • Allergy Pills: $32.38
    • Cold Meds: $10.17
    • New Glasses: $200.96
    • Eye Exam: $49.00
  • Wedding: $243.92 (Dress, Alterations, etc)
  • Fitness: $695.42
  • Furniture:
    • Bedroom Wardrobe: $487.76 (Includes Truck Rental)
    • New bed Frame: $61.56
    • TV & Wall Mount: $320.00
    • Paint for Desk and Hardware: $81.43
    • BBQ, Stand & Cover, Etc: $298.60
    • IKEA (Shelves, Lights, Entertainment Unit, Storage, Etc) $1535.36
    • Used Glider: $80.00
  • $361.19 Vacation to Utah: 
    • Food: $124.66
    • Gas: 187.30
    • Other: $49.23
  • $519.48 Vacation to Nauvoo
  • Other
    • $27.45 (Wedding Card, Walking Safety Light, 10 Storage Boxes)
    • $4.69 (2 car key copies)
    • $24.09 ($5 dry Vac, 7 house key copies)
    • $10.79 (MLP dog tag, running light)
    • $3.21 (Bug Spray)
    • $347.75 DYSON Pet Vacuum (Kohls)
    • $9.12 Laundry Basket
    • $27.98 (Running Arm Band, Computer Cable, Computer Microphone,Nose hair trimmer.)
    • $91.98 Turbo Tax/State and Fed File
    • $13.18 V-Day items.
    • 21.55 (Metal Skewers, Organizer bins, Shower cleaner)
    • $7.83 OTC Medications and Water bottle
    • $51.60 (Postage and Handcrank/solar radio)
    • $35.54 (Audio Book, Journal, card, etc)
    • $153.28 (15 & 30 Gallon Water Barrels + Solar Batteries / Food Storage)
    • $30.98 (Food Slicer)
    • $14.27 (Postage)
    • $24.82 (CPU Fan + Workout gloves)
    • $5.90 (Straws)
    • $17.16 (polarized sunglasses)
    • $0.99 Game App
    • $34.78 Rental Car
    • $7.26 Cutting Boards
    • $8.00 Batteries
    • $15.57 Wii U Accessories
    • $119.51 Wood for storage closet
    • $74.51 Garden
    • $16.62 Computer Cables
    • $65.70 Trashcan, 2 pillows, 2 steering wheel covers
    • $11.26 Allen Wrenches
    • $56.38 Computer Speakers
    • $215.19 Treadmill
    • $38.96 Make-up
    • $296.39 Walmart
    • $89.97 New Bedding Sets
    • $148.79 Tablet
    • $220.29 Power Tools
    • $1,991.06 "Other"

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